15+ tips to insure a digitalized business

Discover the essential checklist to verify that your digitalized business is properly insured. Yago supports you every step of the way.

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Key facts

01

Health insurance

Group health insurance can be up to 50% cheaper than an individual policy.

02

Hospitalization

A hospital stay in a single room can cost up to 5x more than in a shared room.

03

Statutory pension

In Belgium, people lose on average 39% of their salary at retirement — the statutory pension sits just above the poverty line.

04

Group insurance (pension)

Group insurance can deliver net compensation 2x higher than a net salary increase.

05

Bonus plan

A structured bonus plan can yield net pay 121% more attractive than a salary raise.

A practical guide to insuring a digitalized business

With digitalization, companies are evolving—transforming not only how they operate but also how they anticipate risk and manage their teams. Protecting your business goes beyond safeguarding data and digital infrastructure: it requires a holistic strategy that also accounts for employee well-being and motivation. Ultimately, a well-protected company is one that understands cyber threats affecting both itself and its clients, while also retaining key talent over the long term.

In this context, compensation becomes a critical lever. As outlined in our publication, “How to optimize your employee compensation,” a well-designed rewards strategy—integrating employee savings/profit-sharing and supplemental insurance—strengthens both attractiveness and organizational stability. For more insights, visit our blog for professionals and explore our business insurance solutions.

In this guide, you’ll find:

  • Why insuring a digitalized business is different from insuring a traditional one
  • The essential coverages you should consider
  • Five tips for selecting the right broker

The goal

Understand how to properly insure your digitalized business.

15+ tips to insure a digitalized business

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