Insurance for the self-employed: what you need to know

Entrepreneurship means taking risks. As a self-employed person, it is therefore in your best interest to take out the necessary insurance. Some are mandatory. Others are not, but worth considering. Find out how Liantis helps self-employed workers to cover themselves against the vagaries of life.

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Compulsory insurance

Professional liability insurance

A professional liability insurance allows you to insure yourself against costs due to unintended damage resulting from a contractual or professional fault. Professional liability insurance is mandatory for most regulated sectors, especially for lawyers, accountants, architects or doctors.

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Liability insurance

In some cases, in particular when you operate a catering establishment, you are legally required to subscribe to a civil liability insurance. For example: insurance fire and explosion, liability insurance exploitative and civil liability insurance After work.

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Occupational accidents insurance

Do you employ staff? If so, you are legally required to take out a occupational accident insurance in order to protect your employees against the consequences of an accident.

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Insurance not mandatory, but recommended

Some insurance policies are not mandatory, but they can save you a lot of headaches in adversity.

Directors' liability insurance

A director, manager, or authorised representative in a company has numerous responsibilities. Your liability could be engaged, for example, following an employee’s occupational accident or an unfair dismissal. Directors’ and officers’ liability insurance helps protect you from having to meet, in a personal capacity, claims for damages brought against your company in such circumstances.

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Tanguy Bocquet
Agréé FSMA
Co-Founder & Co-CEO at YAGO

Tanguy a participé à la création de Yago en 2015, il dirige aujourd'hui les équipes produit et after sales. Tanguy est courtier agréé par la FSMA, il suit chaque année plus de 20 heures de formations agréées par la FSMA ; il est également coach et formateur de nos équipes. Enfin, il est régulièrement invité sur des podcasts et émissions télé pour vulgariser l'assurance.

Want clarity—and better coverage?
At Yago, our advisors, legal experts, and specialists support you for the long term. You have a dedicated point of contact, personalised advice, and a true partner to defend your interests. On top of that, you benefit from Belgium’s most advanced insurance platform, giving you a 360° view of your contracts and instant access to Yago whenever you need it.